How to Get Your MLO License Back - NMLS Late CE Courses

NMLS Late CE Courses

If you’re a Mortgage Loan Originator (MLO) and you’ve missed the deadline for completing your annual continuing education (CE), don’t worry — you’re not alone, and we’ve got you covered with our Late Continuing Education (Late CE) courses. Let’s break it down in a straightforward way so you can get back on track and keep your MLO license in good standing.

What Is NMLS Late CE for MLOs?

Every MLO is required to complete annual continuing education under the SAFE Act (The Secure and Fair Enforcement for Mortgage Licensing Act). But what happens if life gets in the way and you miss your state’s deadline? That’s where Late CE comes into play.

NMLS Late CE is a special type of training that allows you to make up for missed continuing education requirements. These courses are specifically designed to help you renew your MLO license even if you’re running behind. The key difference? Late CE courses apply retroactively to the previous year to fulfill the missed requirement.

What Do You Need to Know About Late CE Requirements?

Here are the essentials:

  • National Requirement: Every state requires at least 8 hours of NMLS-approved Late CE coursework. This typically includes:
    • 3 hours of federal law and regulations.
    • 2 hours of ethics, including fraud and consumer protection.
    • 2 hours of non-traditional mortgage lending.
    • 1 hour of elective coursework.
  • State-Specific Requirements: Some states also require additional hours of Late CE specific to their regulations. Be sure to select all the states where you’re licensed to ensure you meet their unique requirements.
  • Unique Courses Each Year: The SAFE Act doesn’t allow you to take the same CE course two years in a row. That’s why we offer brand-new NMLS Late CE courses every year, keeping you compliant and up-to-date with the latest industry trends.

Why Choose Knowledge Coop for Online CE?

We’re excited to now offer NMLS Late CE courses designed to make your life easier! Here’s why you’ll love learning with us:

  1. NMLS-Approved: The Nationwide Multistate Licensing System (NMLS) approves all our Late CE courses, so you can trust you’re meeting your MLO license requirements.
  2. State-Specific Options: If your state requires additional CE hours, we’ve got you covered with tailored courses.
  3. Convenience: Our online platform makes it simple to complete your training from anywhere, anytime.
  4. Fresh Content: Our online CE courses are updated every year to comply with the “successive years” rule and provide the latest industry insights.
  5. Engaging and Entertaining: CE from the Knowledge Coop stands out because it’s not just educational — it’s engaging and fun! With top leaders in the industry as guests, high-quality materials, and an interactive learning approach, you’ll enjoy every moment of your training.
  6. Support: Have questions? Our friendly team is always here to help you every step of the way.

How to Get Started

Ready to tackle your Late CE? Here’s how:

  1. Check Your Requirements: Determine how many hours you need for your national and state-specific Late CE.
  2. Select Your Courses: Browse our NMLS-approved Late CE catalog and choose the courses that fit your needs.
  3. Complete Your Training: Take the courses online at your own pace.
  4. Renew Your License: Once you finish your Late CE, you’ll be eligible to renew your MLO license and get back to helping clients achieve their homeownership dreams.

Don’t Wait — Get Started Today!

Missing a CE deadline doesn’t have to be stressful. With our NMLS Late CE courses, you can quickly and confidently fulfill your requirements and keep your MLO license active.

Let’s get your career back on track! Explore our Late CE courses now and complete your training in no time.



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