Brian & Ken discuss REPSA 8(a) kickbacks with an eye toward end-of-year holiday parties. Class covers high-level overview of RESPA and then goes into specifics on RESPA kickbacks. This includes how to correctly classify a “kickback” and what is allowed as a normal promotional/educational activity. We drill down on holiday gifts, parties and co-marketing activities. Class also provides overview of real estate agent co-marketing requirements - goal is to get loan officers to be aware of their marketing partner requirements and limitations.